All 3,235 U.S. counties, one- to four-unit 2026 conforming limits, used for VA borrowers with reduced or partial entitlement.
No-obligation VA pre-qualification review.
VA loan limits no longer apply to borrowers with full entitlement — you can borrow whatever a lender approves at $0 down anywhere in the country. County limits still matter only for veterans with reduced entitlement, where the cap equals the 2026 FHFA conforming limit for that county.
If you have full entitlement, there's no limit to look up — this only matters if a prior VA loan reduced your entitlement.
Reviewed by the licensed mortgage team at Simply Approved Mortgages · Last verified August 24, 2026 against the VA Lenders Handbook (M26-7)
Browse benefits by stateType a county, parish, borough, or metro area name. Results show the official 2026 one-unit VA limit.
National floor $832,750 · national ceiling $1,249,125 · special-exception areas (AK, HI, GU, VI) may exceed the ceiling.
| County | State | 1 unit | 4 units |
|---|---|---|---|
| Alameda County | California | $1,249,125 | $2,402,550 |
| Aleutians East Borough | Alaska | $1,249,125 | $2,402,550 |
| Aleutians West Census Area | Alaska | $1,249,125 | $2,402,550 |
| Alexandria City | Virginia | $1,249,125 | $2,402,550 |
| Anchorage Municipality | Alaska | $1,249,125 | $2,402,550 |
| Arlington County | Virginia | $1,249,125 | $2,402,550 |
| Bethel Census Area | Alaska | $1,249,125 | $2,402,550 |
| Bristol Bay Borough | Alaska | $1,249,125 | $2,402,550 |
| Charles County | Maryland | $1,249,125 | $2,402,550 |
| Chugach Census Area | Alaska | $1,249,125 | $2,402,550 |
| Clarke County | Virginia | $1,249,125 | $2,402,550 |
| Contra Costa County | California | $1,249,125 | $2,402,550 |
| Copper River Census Area | Alaska | $1,249,125 | $2,402,550 |
| Culpeper County | Virginia | $1,249,125 | $2,402,550 |
| Denali Borough | Alaska | $1,249,125 | $2,402,550 |
| Dillingham Census Area | Alaska | $1,249,125 | $2,402,550 |
| District Of Columbia | District of Columbia | $1,249,125 | $2,402,550 |
| Dukes County | Massachusetts | $1,249,125 | $2,402,550 |
| Eagle County | Colorado | $1,249,125 | $2,402,550 |
| Fairbanks North Star Borough | Alaska | $1,249,125 | $2,402,550 |
| Fairfax City | Virginia | $1,249,125 | $2,402,550 |
| Fairfax County | Virginia | $1,249,125 | $2,402,550 |
| Falls Church City | Virginia | $1,249,125 | $2,402,550 |
| Fauquier County | Virginia | $1,249,125 | $2,402,550 |
| Frederick County | Maryland | $1,249,125 | $2,402,550 |
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SAM is the Simply Approved Mortgages AI assistant, grounded in the VA Lenders Handbook M26-7, 38 CFR Part 36 and the county loan-limit file behind this page. It answers general VA questions. A licensed mortgage loan originator reviews every scenario before any terms are confirmed.
Hi — I'm SAM with Simply Approved Mortgages. Ask a question about VA county loan limits, or pick one of the popular questions beside this box.
AI assistant — general VA loan education only, not financial, legal or tax advice, not a loan approval, pre-approval or commitment to lend. Simply Approved Mortgages LLC (NMLS #2620881) is an independent mortgage broker and is not the VA, HUD or any government agency, and is not endorsed by them. All loans are subject to lender underwriting, appraisal and final approval. Equal Housing Opportunity.
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Program rules and figures on this page are taken from the primary government sources below, not from third-party summaries.
Verified against VA Lenders Handbook M26-7, Change 6 — August 12, 2026. Simply Approved Mortgages is not affiliated with or endorsed by HUD, VA, or any government agency.
