Terms & Conditions

1. Acceptance of terms

By accessing or using this website, you agree to be bound by these Terms and our Privacy Notice. If you do not agree, do not use the site.

2. Educational information only

The content on this site is general education about VA-guaranteed home loan benefits, eligibility, entitlement, funding fees, and related loan programs. It is not legal, tax, financial, accounting, or benefits advice, and it is not official guidance from the U.S. Department of Veterans Affairs. Consult a qualified professional, and confirm benefit questions with the VA, before making a decision.

3. No offer of credit

Nothing on this site is an offer to lend, an approval, a pre-approval, a rate lock, a commitment to lend, or a guarantee of loan terms. Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender; loans are underwritten, approved, and funded by third-party lenders in our VA network. Rates, fees, county loan limits, entitlement amounts, and program terms change and vary by borrower, property, lender, and state.

4. Calculator and estimate illustrations

Any figure produced by a calculator or the live estimate panel on this site — including payment, funding fee, entitlement, loan amount, closing costs, or property value — is an illustration based on the inputs you provide and current published program parameters. It is not a quote, an approval, an appraisal, an APR, or a Loan Estimate. Actual figures are determined by a full application, verified documentation, appraisal, entitlement confirmation, and lender underwriting.

5. Your submissions & consent to be contacted

You represent that the information you submit is true, accurate, and your own, and that you are at least 18 years old. By submitting a lead form, calculator, pre-qualification request, or any contact form on this site, you provide express written consent for Simply Approved Mortgages LLC and its agents, service providers, and lending partners to contact you at the phone number(s) and email address(es) you provide — including any wireless number — by live call, prerecorded or artificial voice, SMS/MMS text, email, and AI-assisted voice, chat, or follow-up, for any purpose related to your inquiry, application, servicing, and marketing of mortgage products, even if your number is listed on any state or federal Do Not Call registry. Consent is not a condition of any loan, purchase, or service. Message and data rates may apply. You may opt out at any time by replying STOP to any text, using the unsubscribe link in any email, using our contact form, or calling 877-813-7219.

6. Third-party links & tools

This site links to and uses third-party resources (the U.S. Department of Veterans Affairs, HUD, FHFA, CFPB, FTC, NMLS Consumer Access, Google Places, property-data providers, and others). We are not responsible for the content, accuracy, availability, or privacy practices of any third-party site or tool.

7. Intellectual property

All content, design, code, images, and trademarks on this site are owned by Simply Approved Mortgages LLC or its licensors and are protected by U.S. and international intellectual property laws. You may not copy, reproduce, or redistribute site content without written permission.

8. Use at your own risk & disclaimers

YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TIMELINESS, OR NON-INFRINGEMENT. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components, or that any content, calculator result, or illustration will be accurate, complete, or suitable for your purposes.

No professional relationship. Nothing on this site creates a client, advisory, fiduciary, attorney-client, or lender-borrower relationship between you and Simply Approved Mortgages LLC. Educational content and illustrations are general information, not individualized advice, and must not be relied upon as a substitute for advice from a licensed loan officer, a tax professional, an attorney, or the VA.

AI-assisted content. Portions of this site — including follow-up communications and draft content workflows — may be produced or assisted by artificial intelligence. AI output can contain errors, inaccuracies, or omissions and is not a source of truth. Material AI-assisted content is held for human review, but human review is performed in good faith and is not a guarantee of accuracy. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL LIABILITY FOR ERRORS, INACCURACIES, OR OMISSIONS IN AI-ASSISTED CONTENT, WHETHER OR NOT REVIEWED, AND FOR ANY ACTION TAKEN OR LOSS SUFFERED IN RELIANCE ON IT.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SIMPLY APPROVED MORTGAGES LLC AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR EQUITY, ARISING FROM YOUR USE OF — OR INABILITY TO USE — THE SITE, OR RELIANCE ON ANY INFORMATION, TOOL, OR ILLUSTRATION PROVIDED HEREIN, WHETHER PRODUCED BY HUMANS OR WITH AI ASSISTANCE AND WHETHER OR NOT REVIEWED. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING IT.

10. Indemnification

You agree to indemnify and hold harmless Simply Approved Mortgages LLC, its officers, employees, and agents from any claims arising out of your use of the site or violation of these Terms.

11. Arbitration & class-action waiver

To the maximum extent permitted by law, you and Simply Approved Mortgages LLC agree that any dispute, claim, or controversy arising out of or relating to this site or these Terms shall be resolved by final and binding individual arbitration, and that each party waives any right to a jury trial or to participate in a class, collective, or representative action. This section does not prevent either party from bringing an individual claim in small-claims court or from seeking injunctive relief for intellectual-property infringement in court.

12. Governing law & venue

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Subject to Section 11, any dispute not subject to arbitration shall be resolved exclusively in the state or federal courts located in Los Angeles County, California, and you consent to personal jurisdiction there.

13. Severability & entire agreement

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force and effect. These Terms, together with our Privacy Notice, Disclaimers, and Disclosures & Licensing pages, constitute the entire agreement between you and Simply Approved Mortgages LLC regarding this site.

14. Changes

We may update these Terms at any time. Continued use of the site after changes constitutes acceptance of the revised Terms.

15. Contact us

• Email: support@simplyapproved.com
• Phone: 877-813-7219
• Address: 633 W 5th St, Ste 2600, Los Angeles, CA 90071