Disclaimers

Government affiliation

Simply Approved Mortgages LLC is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs (VA) or any other government agency. VA loans are guaranteed in part by the U.S. Department of Veterans Affairs and are made by private lenders. Simply Approved Mortgages LLC is an independent mortgage broker, not a lender, and arranges consumer residential mortgage loans only in Florida and Colorado.

This website is not approved, endorsed, or sponsored by the U.S. Department of Veterans Affairs, HUD, the CFPB, or any other government agency, and we do not act on behalf of or at the direction of any government agency.

Not an offer of credit

This is not a commitment to lend. Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender. All loans are subject to a complete application, credit, income, asset, property, title, and appraisal review, entitlement confirmation, and to the program guidelines of the VA and the funding lender. Program terms, county loan limits, funding fees, and interest rates change and are not guaranteed.

VA borrower obligations and program facts

VA-guaranteed financing generally requires the property to be your primary residence, a VA appraisal and Notice of Value, a valid Certificate of Eligibility, and satisfaction of the lender's credit and residual-income requirements. A VA funding fee may apply and can be financed; exemptions apply to certain veterans receiving VA compensation for a service-connected disability, and to certain surviving spouses. Occupancy, entitlement, and eligibility rules are set by the VA and can change.

Not tax, legal, financial, or benefits advice

Information on this site is educational and general in nature. It is not tax, legal, investment, financial, or VA-benefits advice, and it does not determine your eligibility for any VA benefit. Confirm benefit and entitlement questions with the VA and consult a qualified tax advisor or attorney for your specific situation.

Calculator, illustration & property-value estimates

Figures produced by our calculators, the live estimate panel, and the one-page summary are illustrations only, based on the inputs you provide plus published program parameters. They are not quotes, approvals, pre-approvals, rate locks, commitments, appraisals, APRs, or Loan Estimates. Property-value figures are produced by third-party automated valuation models and are not appraisals; actual loan amounts require a VA appraisal.

Examples and scenarios

Any customer stories, payment examples, or loan scenarios on this site are illustrative. Your results depend on your entitlement, credit profile, income, property, county loan limit, interest rate, and the program you select.

Equal Housing Opportunity

Simply Approved Mortgages LLC is an Equal Housing Opportunity brokerage. We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act, and we do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, age, or because income comes from a public assistance program.

Third-party content

Links to third-party websites (the VA, HUD, FHFA, CFPB, FTC, NMLS Consumer Access, and others) are provided as a convenience. We do not endorse and are not responsible for the content on those sites.

Consent to be contacted (TCPA)

When you submit a lead form, calculator, or any contact form, you provide express written consent for Simply Approved Mortgages LLC and its agents to contact you at the phone number(s) and email address(es) you provide — including your wireless number — by live call, prerecorded or artificial voice, SMS/MMS text, email, and AI-assisted voice, chat, and follow-up, even if your number is on a Do Not Call registry. Consent is not a condition of any purchase or loan. You may opt out at any time by replying STOP to a text, clicking unsubscribe in any email, using our contact form, or calling 877-813-7219. Message and data rates may apply. See our Privacy Notice for full details.

Use at your own risk

Your use of this site and its tools is at your sole risk. All content is provided "as is" and "as available" without warranties of any kind. Nothing on this site creates a client, advisory, or lender-borrower relationship, and no figure on this site should be relied upon as a promise, quote, approval, or commitment. Verify every figure with a licensed loan officer before acting.

AI-assisted content & human review

Portions of this site may be produced or assisted by artificial intelligence. AI tools can make mistakes, produce outdated figures, or misunderstand your situation. AI output is not a source of truth, is not a representation or promise by Simply Approved Mortgages LLC, and is never a substitute for a licensed loan officer or the VA.

Material AI-assisted content is held for human review. However, human review is a good-faith process, not a guarantee: errors, omissions, or outdated figures can pass through review undetected. To the maximum extent permitted by law, Simply Approved Mortgages LLC accepts no liability for any error, inaccuracy, omission, or outdated information in AI-assisted content — whether or not it has been reviewed — or for any decision, loss, or damage arising from reliance on any content on this site. If you spot an error, please tell us through our contact form so we can correct it.

Limitation of liability

To the maximum extent permitted by law, Simply Approved Mortgages LLC and its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, or use, arising out of or relating to your use of this site, our tools, or any information provided — including errors, inaccuracies, or omissions in any content, calculator output, illustration, or AI-assisted material, whether or not reviewed — whether based in contract, tort, strict liability, negligence, or otherwise. Your sole remedy for dissatisfaction with this site is to stop using it. Some jurisdictions do not allow certain limitations, so portions of this limitation may not apply to you.

Contact us

• Email: support@simplyapproved.com
• Phone: 877-813-7219
• Address: 633 W 5th St, Ste 2600, Los Angeles, CA 90071