We want every veteran, service member and surviving spouse to be able to read this site, use our calculators, and reach a person — whatever technology they use.
Simply Approved Mortgages LLC works toward WCAG 2.1 Level AA on this website: semantic headings, labelled forms, descriptive links, visible focus states, meaningful alt text and readable contrast on mobile. Required licensing and mortgage disclosures are shown in the same readable size as surrounding content, never hidden in tiny text or behind a tooltip. If any page is difficult to use, call 877-813-7219 or email support@simplyapprovedmortgages.com and we will give you the information another way and fix the page.
Pages are built with semantic headings, descriptive link text, labelled form fields with clear error messages, visible keyboard focus, alternative text on meaningful images, and colour contrast that stays readable at mobile sizes and when text is enlarged.
Licensing, rate and payment disclosures required by federal and state mortgage advertising rules are rendered next to the claim they relate to, at the same readable size as the surrounding content, on desktop, tablet and mobile. They are never reduced to tiny print, buried in a tooltip, or pushed behind a link when the rule requires them close to the claim.
Accessibility is re-checked whenever page templates, calculators, forms or disclosures change. Some third-party or government-published content embedded on this site may not meet the same standard; tell us and we will provide the information in another format.
Call 877-813-7219 or email support@simplyapprovedmortgages.com. Tell us the page and what was difficult. You never have to use this website to ask questions, apply, or receive service from us.
SAM is the Simply Approved Mortgages AI assistant, grounded in the VA Lenders Handbook M26-7, 38 CFR Part 36 and the county loan-limit file behind this page. It answers general VA questions. A licensed mortgage loan originator reviews every scenario before any terms are confirmed.
Hi — I'm SAM with Simply Approved Mortgages. Ask a question about VA home loans, or pick one of the popular questions beside this box.
AI assistant — general VA loan education only, not financial, legal or tax advice, not a loan approval, pre-approval or commitment to lend. Simply Approved Mortgages LLC (NMLS #2620881) is an independent mortgage broker and is not the VA, HUD or any government agency, and is not endorsed by them. All loans are subject to lender underwriting, appraisal and final approval. Equal Housing Opportunity.
Hand-picked pages that answer the questions most people have after reading this one.
The VA funding fee schedule sets the one-time cost that replaces mortgage insurance on every VA loan. Here's the current chart, who's exempt, and how it's financed.
A VA loan can finance up to a 4-unit property with $0 down, as long as you live in one unit. Rent from the other units can even help you qualify.
Veterans receiving VA disability compensation pay $0 funding fee — often the single biggest savings in the entire loan. Here's how the exemption is proven and refunded.
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