See what your VA benefit can do for you.
Tell us a little about your homeownership goal and a licensed VA loan specialist will map out your real numbers — your estimated payment, your buying power, and your best path forward. No obligation, no pressure, and no guesswork.
Pre-qualification is not an approval or a commitment to lend; additional information and lender underwriting may be required.
- A review of rate and payment scenarios for your file
- Side-by-side VA vs conventional comparison
- Real DTI and max-purchase-price calculation
- Direct line to a licensed loan officer (not a call center)
Tell us about your situation
A licensed mortgage loan originator will follow up with you.
How do you get pre-approved for a VA loan?
VA pre-qualification starts with your loan scenario: service details for a COE, income, monthly debts, and residual income figures. A licensed mortgage loan originator reviews them against VA rules and your options. Pre-qualification is not an approval or a commitment to lend, and lenders may review credit as part of underwriting.
- A licensed mortgage loan originator reviews your scenario with you
- Pre-qualification is not an approval or a commitment to lend
- $0 down with full entitlement — no VA loan limit
- Funding fee exemption reviewed on every file with a disability rating
- Licensed in Colorado and Florida, NMLS #2620881
A short scenario review with your service and income details is usually enough to discuss a realistic price range before you tour a single home.
Reviewed by the licensed mortgage team at Simply Approved Mortgages · Last verified September 1, 2026 against the VA Lenders Handbook (M26-7)
See my estimated paymentWhy get pre-qualified before you shop
Pre-qualification is a working estimate, not a promise. A licensed loan officer reviews your scenario so you shop with real numbers instead of guesses — and so nothing about your VA benefit surprises you later.
Know your real price range
Your income, debts and VA entitlement get turned into a realistic buying power estimate — so the homes you tour are homes you can actually buy, with a payment you can carry.
See the true cost of a VA loan
The estimate shows the pieces that make VA different: $0 down with full entitlement, no monthly mortgage insurance, and a one-time funding fee that can be financed instead of paid in cash.
Get your document list early
Find out up front which records your file needs — a DD-214 or Statement of Service, income and asset statements — so nothing stalls when you find the right home.
Compare with confidence
Walk into conversations with sellers, agents or other lenders holding a real estimate from a licensed VA specialist — not a ballpark guess from an online calculator.
Pre-qualification is not an approval or a commitment to lend. Your final loan terms, rate and payment depend on lender underwriting, the property, and market conditions at the time you lock.
What happens after you submit
- 1We review your scenario
A licensed mortgage loan originator follows up to talk through your VA options and the documents that apply to your file.
- 2We document your file
Lenders may review credit, income and assets as part of underwriting; requirements vary by lender.
- 3When you find a home
We submit your file, work the rate and lock options with you, and coordinate the VA appraisal and closing.
Prefer to talk to a person?
Call 877-813-7219 to speak with a licensed Simply Approved loan officer right now.